Divipayy
Split bills
like you chat.
✓✓
Add expenses in a group thread, split them any way you want, and settle up in one tap with UPI.
GET IT ONGoogle Play
On a computer?
Scan to get the app
Scan to get the app
FreeAndroidWorks offline
"Who paid for dinner?"
"I'll pay you later."
"Wait, how much do I owe?"
→ DIVIPAYY
Divipayy keeps track, so friendships don't turn into accounting.
HOW IT WORKS
Three steps. No spreadsheets.
01
Create a group
Name it, then share an invite link with everyone.
divipayy.com/join/482913
02
Add expenses as you go
Split equally, by exact amounts, by % or by shares.
03
Settle up
Divipayy works out the fewest payments, and you pay by UPI in one tap.
You → Meera ₹9,420Pay with UPI
FEATURES
Everything a group needs to stay square.
A group thread that feels like chat
Every expense is a bubble, with receipts attached.
Any split you need
Equal, exact, percentage or shares, accurate to the paisa.
Settle in one tap with UPI
Opens GPay, PhonePe or Paytm with the amount filled in.
One payment, every group
Settle everything with a friend across all the groups you share.
Built for trips abroad
Multiple currencies, with each expense converted at that day's rate.
Nothing hidden
An activity log shows every edit and deletion.
MY BUDGET
Split with friends. Budget for yourself.
A private budget for each group
Spending pace — ahead of or behind your budget
Plain-English insights
A daily spending heatmap
A category breakdown
PDF and CSV export
WHO IT'S FOR
Any group that shares a bill.
Trips
Goa with friends, or Europe in euros.
Flatmates
Rent, groceries, WiFi.
Friends
Dinners, movies, cabs.
Work
Team lunches, with exports for claiming expenses.
SMALL THINGS, DONE RIGHT
Works offline
Instant sync
Undo deletes
Search every expense
Add guests not on the app
Notifications you control
Dark mode
Google sign-in
TRUST & SAFETY
Your money stays yours.
Sign in through Google or a verified email.
Only you see your budget.
Delete your account at any time; shared group balances stay correct.
FAQ
Questions, answered.
Yes. Creating groups, adding and splitting expenses, and settling up are free.
No, you can add them as guests. When they join later, their balances carry over.
No. It opens your UPI app, and you record the payment in Divipayy. Your money never passes through us.
Divipayy looks at who owes whom across the whole group and works out the smallest number of payments that clears everything. Instead of five people paying each other back and forth, you might need just two transfers.
Yes. Every group has its own currency, and International trip groups let you add expenses in several currencies, each converted at that day's rate.